TY  - BOOK
AU  - Bowden,Sylvia
TI  - New Zealand household budget kit: 7 easy steps to take control of your finances 
SN  - 9781869663209 (pbk.) :
U1  - 332.024 22
PY  - 2011///
CY  - Auckland, N.Z.
PB  - New Holland
KW  - Budgets, Personal
KW  - New Zealand
N2  - "New Zealand household budget kit is for anyone interested in creating and maintaining a budget that really works. Details of spending, fixed costs and expenses are loaded into fact-finding forms to creat budgets for the dwelling, adults, children of various ages and even family pets. These figures are then transferred onto a master household budget form. In this way, a clear picture emerges of any shortfall in funds or even surplus income." --Back cover

ER  -