TY - BOOK AU - Hayes, Deacon, TI - You can retire early: everything you need to achieve financial independence when you want it SN - 9781440599880 AV - HG179 .H3494 2017 U1 - 332.024/014 23 PY - 2017///. CY - Avon, Massachusetts : PB - Adams Media, KW - Retirement income KW - Planning KW - Finance, Personal KW - Handbooks and manuals KW - lcgft N1 - Includes bibliographical references (pages 243-244) and index; Start with Why -- How to develop a personalized plan -- Making the most of your income -- Opportunity cost and how it affects wealth -- The role of fixed debt -- Credit card debt can kill retirement plans -- Investment vehicles that will get you there -- Stick with the plan -- How and when to track your plan -- How to deal with setbacks N2 - With proper planning, we can all retire at a younger age than we ever dreamed. Hayes explains the practical, concrete steps you can take to start your retirement when you're young enough to thoroughly enjoy it. He covers the development of a personalized retirement plan, as well as ways to maximize income and assess and reduce debt. By selecting the right investment vehicles and sticking to the plan, you can achieve financial independence and enjoy an active, happy retirement ER -